Blue Ocean

global wealth

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A Blue Ocean Global Wealth advisor affiliated with Private Client Services, LLC is licensed and registered to conduct business in the following states: AL, CA, DC, DE, FL, GA, MA, MD, NC, NY, PA, VA, WV.

CA Insurance #0G89743

Securities offered through Private Client Services, LLC. Member FINRA | SIPC Advisory products and services offered through Blue Ocean Global Wealth, a registered investment advisor. Private Client Services, LLC and Blue Ocean Global Wealth are not affiliated entities.

DISCLAIMER: CFA Institute does not endorse, promote, or warrant the accuracy or quality of the products or services offered by
Blue Ocean Global Wealth.CFA Institute, CFA®, and Chartered Financial Analyst® are trademarks owned by CFA Institute.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

By using this website, www.blueoceanglobalwealth.com (the "Website"), you are knowingly and willingly agreeing to be bound by these Terms of Use and understand that these terms of use shall constitute a binding and enforceable contract between you and Blue Ocean Global Wealth ("Blue Ocean Global Wealth").

TERMS OF USE

These "Terms of Use" set forth the terms and conditions under which you may access and use the Website. If you do not agree to these terms of use, you may not use this Website. Blue Ocean Global Wealth may change the Terms of Use from time to time, so we encourage you to review our Terms of Use whenever you use the Website to make sure you understand how you may use the Website. Your continued use of the Website following the posting of changes to the Terms of Use will signify your acceptance of the then current Terms of Use.

DISCLAIMER

Blue Ocean Global Wealth intends that this Website will be viewed for informational purposes only. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Investment Performance and Risks

Investing involves risk including the potential loss of principal. No strategy can assure success or protects against loss. Past performance is no guarantee of future results. Asset allocation does not ensure a profit or protect against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Please note that rebalancing investments may cause investors to incur transaction costs and, when rebalancing a non-retirement account, taxable events will be created that may increase your tax liability. Rebalancing a portfolio cannot assure a profit or protect against a loss in any given market environment. Fixed income investments are subject to various risks including changes in interest rates, credit quality, inflation risk, market valuations, prepayments, corporate events, tax ramifications and other factors. Non-U.S. securities markets involve possibly greater risk of political instability and greater currency risk in addition to having been more volatile. These risks can be accentuated in emerging markets. Commodities investments are speculative and involve special risks related to weather and international political and economic developments. Equity investments tend to be volatile and do not involve the guarantees associated with holding a bond to maturity. Alternative investments may not be suitable for all investors and should be considered as an investment for the risk capital portion of the portfolio. Tactical allocation may involve more frequent buying and selling of assets and will tend to general higher transaction cost. Investors should consider the tax consequences of moving positions more frequently. Beta measures a portfolio’s volatility relative to its benchmark. A Beta greater than 1 suggests the portfolio has historically been more volatile than its benchmark. A Beta less than 1 suggests the portfolio has historically been less volatile than its benchmark.

Use of the Website

You agree and acknowledge that the Website and the content, including but not limited to graphics and information, provided on the Website (the "Web Content"), is the sole and exclusive intellectual property of Blue Ocean Global Wealth or is licensed by Blue Ocean Global Wealth and shall not be copied, reproduced, displayed, sold or otherwise distributed without the express prior written consent of Blue Ocean Global Wealth, provided you may print a single copy of the Website Content solely for your personal, non-commercial use. Blue Ocean Global Wealth hereby grants access and use the Website and the Website Content in accordance with the terms and conditions of these Terms of Use.

Indemnity

You agree to defend, indemnify and hold harmless Blue Ocean Global Wealth, its subsidiaries, affiliates, officers, directors, employees, agents, licensors and licensees from any claims, losses, damages, expenses, demands, and costs (including without limitation reasonable attorneys fees), arising out of or relating to your use of the Website.

Representations & Warranties

(a) Disclaimer of Warranties: THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. BLUE OCEAN GLOBAL WEALTH EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. BLUE OCEAN GLOBAL WEALTH MAKES NO WARRANTY THAT (i) THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (ii) THE RESULTS OBTAINED FROM THE WEBSITE WILL BE ACCURATE OR RELIABLE, OR (iii) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE WEBSITE WILL MEET YOUR EXPECTATIONS. ANY MATERIAL DOWNLOADED FROM OR OTHERWISE OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA RESULTING FROM SUCH DOWNLOAD OR USE.

(b) Limitation of Liability: UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, WILL BLUE OCEAN GLOBAL WEALTH, ITS SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, ADVISORS, LICENSORS, LICENSEES OR CONTENT PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES THAT RESULT FROM YOUR USE OF OR INABILITY TO USE THE WEBSITE, INCLUDING BUT NOT LIMITED TO RELIANCE ON INFORMATION OBTAINED ON THE WEBSITE, MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR ELECTRONIC MAIL, LOSS OF OR DAMAGE TO DATA, ERRORS, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO THE WEBSITE. YOU HEREBY ACKNOWLEDGE THAT THIS PROVISION WILL APPLY WHETHER OR NOT BLUE OCEAN GLOBAL WEALTH IS GIVEN NOTICE OF THE POSSIBILITY OF SUCH DAMAGES AND THAT THIS PROVISION WILL APPLY TO ALL CONTENT, MERCHANDISE OR SERVICES THAT MAY BE AVAILABLE FROM TIME TO TIME FROM BLUE OCEAN GLOBAL WEALTH OR ITS SUBSIDIARIES AND AFFILIATES. NOTWITHSTANDING THE FOREGOING, ANY LIABILITY RESULTING FROM YOUR USE OF THE WEBSITE SHALL BE LIMITED TO ONE HUNDRED DOLLARS, IN THE AGGREGATE FOR ALL CLAIMS.

(c) Exclusions and Limitations: SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN ANY EVENT, THE FOREGOING LIMITATIONS SHALL APPLY TO THE GREATEST EXTENT PERMITTED BY LAW.

Warning Against Hackers

It is possible that other users or unauthorized "hackers" may post or transmit offensive or obscene materials on the Website and that you may be involuntarily exposed to such materials. It may also be possible for other users or "hackers" to obtain personal information about you. By using the Website, you assume the risk of such occurrences.

Miscellaneous Terms

By accessing the Website, you agree that Federal law, without regard to principles or conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and Blue Ocean Global Wealth or its subsidiaries and affiliates. If any provision of these Terms of Use is held by a court of competent jurisdiction to be invalid or unenforceable, then such provision shall be enforced to the maximum extent permissible so as to affect the intent of these Terms of Use, and the remainder of these Terms of Use shall continue in full force and effect. The failure by either you or Blue Ocean Global Wealth to exercise or enforce any rights or provisions of these Terms of Use shall not constitute a waiver of such right or provision. All provisions in these Terms of Use regarding representations and warranties, indemnification, disclaimers and limitations on liability shall survive any termination of these Terms of Use.

Blue Ocean Global Wealth Credit Card Refund Policy

Per our credit card merchant agreement, if you made a credit or debit card payment within the past 60 days, the card will be refunded first. Remaining credit balances that exceed the original credit/debit card payment(s) will be sent directly to the client.

Blue Ocean Global Wealth Credit Card Privacy Policy

This policy is effective as of November 22nd, 2013. Blue Ocean Global Wealth is committed to protecting your privacy. This Statement of Privacy applies to Blue Ocean Global Wealth Web site and governs data collection and usage at all Blue Ocean Global Wealth sites and services; it does not apply to other online or offline sites, products or services. Please read the Blue Ocean Global Wealth Statement of Privacy. Blue Ocean Global Wealth is a general audience web site, intended for users of all ages. Personal information of all users is collected, used and disclosed as described in this Statement of Privacy.



Collection of your Personal Information


As an Wealth Web site, Blue Ocean Global Wealth collects personal information, such as your e-mail address, name, or telephone number. Information collected by Blue Ocean Global Wealth is used solely for the purpose of billing and shipping your online purchases, or setting up new merchant accounts. Blue Ocean Global Wealth encourages you to review the privacy statements of Web sites you choose to link to from Blue Ocean Global Wealth so that you can understand how those Web sites collect, use and share your information. We are not responsible for the privacy statements or other content on Web sites outside of the Blue Ocean Global Wealth Web site.



Use of your Personal Information


Blue Ocean Global Wealth and its operational service partners collect and use your personal information to process project orders and deliver the solutions requested. It is possible that Blue Ocean Global Wealth may also use personal information to inform you of other products or services available from Blue Ocean Global Wealth and its affiliates. Blue Ocean Global Wealth may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered. Blue Ocean Global Wealth does not sell, rent or lease its customer lists to third parties. Blue Ocean Global Wealth may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your personal information (e-mail, name, address, telephone number) is not transferred to the third party. We occasionally hire other companies to provide limited services on our behalf, such as handling the processing and delivery of mailings, providing customer support, processing transactions, or performing statistical analysis of our services. We will only provide those companies the personal information they need to deliver the service. They are required to maintain the confidentiality of your information and are prohibited from using that information for any other purpose. Blue Ocean Global Wealth does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent. Blue Ocean Global Wealth may access and/or disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Blue Ocean Global Wealth or the site; (b) protect and defend the rights or property of Blue Ocean Global Wealth including its Web site; or (c) act under exigent circumstances to protect the personal safety of users of Blue Ocean Global Wealth or the public. Personal information collected on this site may be stored and processed in the United States or any other country in which Blue Ocean Global Wealth or its affiliates, subsidiaries or agents maintain facilities, and by using this site, you consent to any such transfer of information outside of your country. Blue Ocean Global Wealth abides by the safe harbor framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of data from the European Union.



Control your Personal Information


Blue Ocean Global Wealth offers its customers choices for the collection, use and sharing of personal information. You may go notify us of your preferences by emailing myaccount@blueoceanglobalwealth.com. Please be sure to provide complete account information so we can identify you in our records. You may also stop the delivery of future promotional e-mail from Blue Ocean Global Wealth by responding directly to any email you receive with a request to remove you from the mailing list.



Security of your Personal Information


Blue Ocean Global Wealth is committed to protecting the security of your personal information. We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. For example, we store the personal information you provide on computer systems with limited access that are located in controlled facilities. When we transmit highly confidential information (such as a credit card numbers) over the Internet, we use a secure payment gateway so your information is protected.



Changes to this Statement


Blue Ocean Global Wealth will occasionally update this Statement of Privacy to reflect company and customer feedback. If there are material changes to this Statement or in how Blue Ocean Global Wealth will use your personal information, Blue Ocean Global Wealth will prominently post such changes prior to implementing the change. Blue Ocean Global Wealth encourages you to periodically review this Statement to be informed of how Blue Ocean Global Wealth is protecting your information.

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